For more information, please contact us. As part of a lease agreement, you usually pay a bill at the beginning of the contract. You then pay the rest of the value of the car in tranches, over a period of between 3 and 5 years. As has already been said, personal purchase loans are ideal for those who wish to change cars from time to time. If you probably keep your car for more than 4 years or buy it directly, a rental agreement may be the best option for you. If you prefer to own your new car directly, a personal financing contract for the purchase of lease is exactly for you. As with the Solutions plan, you pay a deposit that can correspond to a monthly payment. They then make a series of fixed payments divided equally between 12 and 60 months.